Lorna Neeley

Lorna brings a wealth of knowledge and experience to the real estate investing world. She has been an investor for 14 years, and in that time she has learned how to build successful teams and businesses. She is also a military member with years of service, so she knows how to be responsive under pressure and stay dedicated to a goal. Lorna loves learning new things, and this lifelong curiosity has helped her become a smart and successful business woman.
Business Tips

Risk Tolerance in Real Estate – Guide to Real Estate Risk Tolerance

Risk Tolerance in real estate is an important factor to consider when you are looking to start from scratch or further your real estate investments. Hello, fellow real estate investors! Today, we will be discussing an essential topic for any successful career in real estate: risk tolerance. As you plan

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VA Loan

VA Loan Appraisal: Home Loans VA Appraisal process

The VA Loan Appraisal process is an essential step for s or active-duty service members who are considering a VA loan to finance their home.  The appraisal process is designed to determine the fair market value of the property, which is a critical factor in determining the loan amount and

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Single Family

How to Screen Tenants – Tenant Screening Process Guide

Screening tenants can be a huge lift for someone who is just starting out with their rentals. Time and the right tools can be extremely helpful.  We highly recommend using property management software if you plan to manage your own rental properties. TurboTenant is an excellent all-in-one platform, offering everything

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VA Loan

VA Loan DTI – Debt-To-Income Ratio For VA Loans

VA loan DTI or (Debt-To-Income) ratio is an important ratio in determining your eligibility for a VA loan.  Loan officers upon their attempts to qualify you for a loan will review your Debt to income ratio. Upon the full evaluation coupled with a couple of other factors you will get

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VA Loan

VA IRRRL – VA Interest Rate Reduction Refinance Loan

VA IRRRL is a way to reduce your interest rate with a VA loan. Prepare for what will come back around, interest rate reductions!  There are not many IRRRLs going on right now due to the nature of the rate increases but this strategy and product should not be ignored!

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VA Loan

VA Cash Out Refinance

VA cash out refinance can be a tool that many are not aware of when enacted a buyer can have more cash on hand to purchase their next investment. My first cash out refinance was admittedly a scary move due to my beliefs that debt is bad! With many rules

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VA Loan

How to Refinance VA Loan – VA Home Loan Refinancing

Refinancing a VA home loan can be easily accomplished by the owner. There are several reasons why one would need to or want to refinance.  If you’re looking to refinance your VA Home Loan, it does not have to be a stressful process. In this informative guide, we will be

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VA Loan

Assuming VA Loans – Who can assume VA loan

VA loan assumptions can happen for a buyer and a seller who can work out a deal with one another and the buyer can qualify with the current lender. VA loan assumptions are a bit tricky but in a market where interest rates are up it is a solid option

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Are all VA loans assumable
VA Loan

Assuming a VA Loan: What You Need to Know

Obtaining a mortgage with a VA Assumption, gives options for primary home buyers, especially in a shifting market with interest rates climbing. One of the unique features of VA loans is that they can be assumable, which means that the mortgage can be transferred from the original borrower to a

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