VA loans and USDA loans are both amazing ways to get a mortgage with minimal fees, eliminate PMI (mortgage insurance), and finance 100% of the home’s cost. Although both loans offer products that can, in most cases, save the buyer a lot of out-of-pocket expenses, it is essential to understand

VA loans can be used to purchase a condo, like a single-family home. Buyers should understand requirements and ensure the condo is on the VA-approved condo list.   The VA-approved condo units listing will be necessary for you and your lender to know about. This extensive database is where any Veteran

Manufactured homes can use VA loans but mobile homes cannot use a VA loan. VA loans for manufactured homes will require special considerations from the VA. In some cases sellers and real estate agents will refer to a manufactured home as a “mobile home”. It is important to understand what

VA loan water test requirements are mandated by both the VA loan and the lender. This requires the buyer to produce documentation showing the water is safe. If purchasing a home that has cisterns, private wells, and shared wells you will be required to have water tests if using a

The upcoming VA Loan changes for 2023 are creating a buzz! With the entire real estate market undergoing some exciting changes, benefiting buyers, sellers, and investors alike, one change we will see is the VA Loan appraisal changes for 2023. This process remodel is being implemented to help make offers