Mortgage rate lock and rate lock extension fees are important variables future homeowners should know about, especially with the current fluctuations of housing interest rates.  A mortgage rate lock is a commitment by a lender to provide a borrower with a specific interest rate for a certain period during the

The Importance of Having a Clear Plan Real estate investing can be a lucrative and rewarding venture, but it also comes with its fair share of risks and uncertainties. During my time as an investor, I had to create a good plan that continued to evolve as I have become

Understanding the amortization schedule for a loan can also help borrowers make informed decisions about loan repayment. For example, borrowers can use an amortization calculator to see how much of each payment goes towards interest and principal, and how much they’ll pay in total interest charges over the life of

Welcome, fellow real estate enthusiasts! Today, we’re diving into the world of buy and hold real estate investing, a long-term investment strategy that aims to generate recurring rental income and build wealth over time. As a potential investor, you might be asking yourself a few questions. How does this strategy

Refinancing a hard money loan will be a way for you to get into conventional, government backed and longer term loans.  You will need to be able to qualify with the lender you choose to work with. Refinancing hard money loans can be a great way to save money and

A Home Equity Line of Credit (HELOC) offers advantages such as flexibility and sometimes lower interest rates but also has potential risks which should be considered such as variable rates and it will put a second lean on your home that if unpaid can cause you to lose the asset.