The VA Loan Appraisal process is an essential step for s or active-duty service members who are considering a VA loan to finance their home.  The appraisal process is designed to determine the fair market value of the property, which is a critical factor in determining the loan amount and

VA loan DTI or (Debt-To-Income) ratio is an important ratio in determining your eligibility for a VA loan.  Loan officers upon their attempts to qualify you for a loan will review your Debt to income ratio. Upon the full evaluation coupled with a couple of other factors you will get

VA IRRRL is a way to reduce your interest rate with a VA loan. Prepare for what will come back around, interest rate reductions!  There are not many IRRRLs going on right now due to the nature of the rate increases but this strategy and product should not be ignored!

VA cash out refinance can be a tool that many are not aware of when enacted a buyer can have more cash on hand to purchase their next investment. My first cash out refinance was admittedly a scary move due to my beliefs that debt is bad! With many rules

Refinancing a VA home loan can be easily accomplished by the owner. There are several reasons why one would need to or want to refinance.  If you’re looking to refinance your VA Home Loan, it does not have to be a stressful process. In this informative guide, we will be

VA loan assumptions can happen for a buyer and a seller who can work out a deal with one another and the buyer can qualify with the current lender. VA loan assumptions are a bit tricky but in a market where interest rates are up it is a solid option

Obtaining a mortgage with a VA Assumption, gives options for primary home buyers, especially in a shifting market with interest rates climbing. One of the unique features of VA loans is that they can be assumable, which means that the mortgage can be transferred from the original borrower to a